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Hot Topic: Reviewing your insurance provisions can save you money

There are a plethora of insurance products now available in the market, and it is important to decide which is the most appropriate for you and how much you actually need. At Blackstone Moregate we can help you decide and will run a detailed analysis in each scenario to calculate what provisions you already have in place, where your shortfalls are and determine your priorities as to what insurances you may or may not need. It is also important to establish your budget for protection as this will ensure the parameters are maintained. Also, with existing insurance policies, it is often the case that you can replace these with lower premium based contracts as wholesale prices for life assurance have reduced. Unfortunately, due to the increase in claims for other types of insurance, including critical illness and permanent health insurance, these have now increased in recent years, but with the appropriate research it is still possible to find the right package.

Winsec Financial Services is a trading name of Blackstone Moregate Limited. Authorised and regulated by the Financial Conduct Authority. Registered in England. Registered No: 03631973.

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